ZestMoney is one of India’s leading instant cardless EMI payment services that allows users to buy products or avail services and pay the amount later in easy installments. 


Benefits of ZestMoney

  • ZestMoney offers EMI without credit card, debit card, or credit score and lets customers buy now and pay later in easy installments

  • Online loan approval in less than 10 minutes during checkout

  • Great payment option in case of high-value transactions



Exclusive Offer: No cost, interest-free 3 months offer on ZestMoney for Cashfree merchants. 


We are glad to share that merchants using Cashfree Payment Gateway can add ZestMoney as a payment mode on their checkout page and offer their customers the option to opt for a 3-month tenure EMI option at zero% interest using ZestMoney. 


Details of the offer:


  1. The offer is valid only for transactions made through the ZestMoney EMI payment option for 3-month tenure.

  2. Interest will be charged from the customer on no-cost EMI and will be processed back as cashback. Cashback will be credited to the customer’s bank account within 7 working days after each on-time EMI payment.

  3. In case of either partial or full cancellation of the order leading to a refund, the refunded amount will be reduced from the outstanding loan amount of the customer with ZestMoney. Any amount deducted before the refund will continue to be under loan amount. In case Zero Cost EMI was applicable at the time of order, it will continue to apply to the remaining outstanding amount.

  4. Customers can visit www.zestmoney.in to sign up for ZestMoney or check the credit limit, or give a missed call on 08047193665. In case of any cashback related issues, the customers can reach out at help@zestmoney.in or contact at +919343422556.

  5. ZestMoney shall reserve the right to employ reasonable technological and other methods to prevent abuse of the offer terms. Further, you acknowledge that ZestMoney’s decision to take certain actions, including limiting access to your offer, placing holds or imposing reserves, may be based on confidential criteria that is essential to ZestMoney's management of risk, the security of users’ accounts, comply with applicable laws and the otherwise protect the ZestMoney system. You agree that ZestMoney is under no obligation to disclose the details of its risk management or its security procedures to you.

  6. All the queries related to discount/cashback will be resolved in 10-15 working days by ZestMoney team.




For further details on ZestMoney’s terms and conditions, please visit https://www.zestmoney.in/terms-and-conditions/.



How do I avail it? 


ZestMoney No cost, 0% interest 3 months EMI offer is available for all Cashfree Payment Gateway users. If you are an existing Cashfree merchant and want to enable ZestMoney as a checkout mode, please contact your Cashfree Account Manager or write to us at care@cashfree.com & we’ll get in touch with you.  


If you’re not an existing Cashfree merchant, sign up now to enable ZestMoney and other 120+ payment modes including net banking, debit cards, Paytm, UPI among others.


Please note: ZestMoney as a payment mode is only available on request. It is not enabled by default. Raise a request with your Account Manager to enable this feature.


P.S. Reach out to your Cashfree Account Manager to know how you can provide your customers with 6,9, 12 month EMI options. 


Other Buy Now Pay Later Options on Cashfree


With Cashfree Payment Gateway you can offer your customers a range of Buy Now Pay Later options including card and cardless EMI options including ZestMoney. Some of the popular Buy Now Pay Later options supported on Cashfree checkout include ZestMoney, Olamoney, and e-PayLater among others.